How to check Union Bank account balance. Checking how much you have on your bank account comes naturally. It’s your money, so you have every right to keep checking it every Union Bank of minutes.
If you’re holding a Union Bank account, you have many ways to check your account balance. You can check your account balance from your phone, from an ATM stand, or even from a POS stand.
In this concise post, you’ll learn how to check your Union Bank account balance with or without internet access.
How To Check Union Bank Account Balance (With A Smartphone)
If you have an Android or iOS smartphone, there are only a few banking transactions that you can’t do with the Union Bank app on your smartphone.
However, there is a catch; you will need access to an internet connection to do pretty much anything using the Union Bank app.
A smartphone without internet is not a smartphone. However, you can still check your Union Bank account balance with your phone, even if you lack internet access. However, let’s work with the assumption that a decent internet connection is available.
To check your Union Bank account balance on your smartphone, download the UnionMobile from the Google Play Store or the Apple App Store. Now, you can sign into the app using your UnionBank account details.
This process might take some time, depending on your account type and internet speed. The steps are probably not worth it if you’ll only ever need to check your account balance with the app. However, the app has many other features that will make the processes worth your while.
You only need to open the app to check your Union Bank account balance after setting up the app. The most visible information on the interface is your account balance, displayed in a bolder font than other elements in the app.
Every time you need to check your account balance, you can open the app to do so. However, it’s worth noting that you’ll always need an internet connection to access the app.
How To Check Union Bank Account Balance (Without Internet)
If you don’t have access to a decent internet connection or a smartphone, you obviously can’t use the Union Bank mobile app.
However, an internet connection isn’t a prerequisite for holding a Union Bank account. People without access to the internet or smartphones must check their account balances too.
If you don’t have internet access, you can always check your Union Bank account balance using the Union Bank USSD code for transactions.
The USSD code works on any phone and doesn’t require an internet connection. However, you will need cellular connectivity with some airtime on your phone.
Here are the steps required to check your Union Bank account balance without internet access.
Dial *826*4# using your phone’s dialer app. If you’ve already signed up to USSD banking with UnionBank, you should receive an SMS with your bank’s account balance.
If you’ve not signed up for USSD banking, you will need to create an account with your debit card. The account creation process is effortless and only takes a few minutes.
After signing up for USSD banking, you can retry the code to see your bank’s account balance. One downside is that checking your account balance via USSD will incur a service charge of over N6.
You should note that USSD banking only works if you can access the phone number you used in setting up your Union Bank account.
Checking your bank account balance shouldn’t cost anything, but Union Bank doesn’t have a choice. The mobile network must receive compensation for keeping the codes running, and the service charge pays for that.
How To Check Union Bank Account Balance At An ATM
If you have a debit card, you can check your account balance without even using a phone. While this will require a physical visit to an ATM outlet, it’s worth it if you live close to one.
The steps for checking your account balance through an ATM are similar to how you withdraw from the machine.
Here are the steps required to check your account balance at any ATM using your debit card.
Insert your debit card into the debit card slot at the ATM to load up the banking options.
Enter the PIN associated with the card. It is usually a 4-digit PIN that you chose while setting up the card.
After loading up the banking interface, select ‘Inquiry’ or another similar option that signifies that you want to learn more about your account.
You should see your Union Bank account balance next.
Depending on the ATM outlet, you may not need to pay any service charges. However, ATMs out of Union Bank’s network may charge you a token for the transaction, but it shouldn’t be anything outrageous.
How To check Union Bank Account At A POS Operator
If neither of the options above worked for you, there is one last option. You can always walk into a POS shop to check how much s left on your Union Bank account.
This option is strikingly similar to the ATM option but a little bit more expensive. POS agents may charge exorbitant fees for the service, making other alternatives look great.
However, if you go to a place where your network provider doesn’t work, this might be your only option.
Since you can’t use your banking app or the USSD option, you may have to check your UnionBank account balance using your debit card at any supported POS operator.
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Checking your UnionBank account balance shouldn’t be painstaking, and it isn’t unless you’re in some weird conditions.
If you have the UnionMobile app, you can always open it to check your Union Bank account balance.
Otherwise, you can always enter a specified USSD code to check it for a fee.
If both of the above aren’t options for you, you can always walk to an ATM or a POS agent with your debit card to check your account balance on UnionBank.